A Better Way to Evaluate Your Corporate Card Program
We Handle the Market. You Keep the Decision.
Free Agent Payments gives you a clear, controlled way to test your current card program against the market.
We benchmark what you have, source competing offers, negotiate the economics, and help with implementation if you decide to move forward.
No issuer sales circus. No obligation to switch.
Step 1: Benchmark Your Current Program
We start by looking at what you already have. That might include:
- Rebate economics
- Credit capacity
- Repayment terms
- Liability structure
- Program adoption
- Operational fit
- Vendor spend
The question we answer: Is there enough upside to justify going to market?
Step 2: Define What Would Make a Switch Worth It
Not every improvement is worth the disruption. We work with you to define the criteria a new program would need to meet before a change makes sense. That might include:
- Higher rebates
- More credit capacity
- Better liability terms
- Working capital improvement
- Stronger technology
- Better expense management
- Easier operations
If the market can’t clear that bar, you stay put.
Step 3: Create Competition
Once the opportunity is validated, we take the program to market.
Free Agent Payments can source multiple proposals, manage issuer conversations and compare the options on an apples-to-apples basis.
You don’t have to spend weeks fielding sales calls. We do the legwork for you.
Step 4: Negotiate the Best Offer
We negotiate on your behalf to improve the economics and terms. That can include:
- Rebate structure
- Credit capacity
- Liability requirements
- Program controls
- Technology
- Implementation terms
Step 5: Decide With Confidence
We walk you through the strongest options and the tradeoffs behind each one.
Then, you decide.
Free Agent Payments doesn’t sell a specific card or require you to switch. If your current program is still the best fit, that’s a valid outcome. There’s no sales pitch, no pressure.
Step 6: Manage the Transition
If you do choose a new program, we stay involved. Free Agent Payments helps manage the transition so your finance team isn't left to figure out rollout, onboarding, and implementation alone.
Find More Cardable Spend
A better card strategy can create value beyond higher rebates. We can also review your vendor file to identify suppliers that may accept card payments, helping you:
- Move more spend from check or ACH
- Increase rebate-generating volume
- Identify secondary payment opportunities
- Improve overall program economics
